Financial Copilot

Sample Dashboard — Alex M.

Demo Account — Sample Data

Your Sunday Snapshot

March 30, 2025
Your January bookings ($285k) already hit mid-March — $5,130 net. Combined with your base, you had $8,930 this month against ~$4,800 burn. $4,130 surplus.

Heads up: February was slow ($110k). Your April check is only $1,980. Total April cash: $5,780. Cushion drops to $980. Tight month ahead.

But March is closing strong at $310k. That's $5,580 net hitting mid-May. Back to breathing room.
Recommendation: You have $12k idle in checking. Hold $2k as your April buffer. Move $10k to HYSA (4.5%+). Revisit brokerage after May commission lands.
YTD Bookings
$985K
Jan - Mar
Quota Attainment
38.1%
3 months in
To Accelerator
$1.60M
$178k/mo pace needed
Idle Cash
$12,000
Earning $0/month
Cash Flow Calendar
February
$9,030
Base net: $3,800
Commission (Dec books): $5,230
Burn: -$4,800
Surplus: $4,230
Fat Month
March - You Are Here
$8,930
Base net: $3,800
Commission (Jan books): $5,130
Burn: -$4,800
Surplus: $4,130
Fat Month
April
$5,780
Base net: $3,800
Commission (Feb books): $1,980
Burn: -$4,800
Cushion: $980
Thin Month
May
$9,380
Base net: $3,800
Commission (Mar books): $5,580
Burn: -$4,800
Surplus: $4,580
Fat Month
Bookings to Cash Conversion
Month Booked Bookings Gross Comm (3.38%) Net Comm (~60%) Cash Lands Total Cash After Burn
December $258,000 $8,720 $5,230 Mid-Feb $9,030 +$4,230
January $285,000 $8,550 $5,130 Mid-Mar $8,930 +$4,130
February $110,000 $3,300 $1,980 Mid-Apr $5,780 +$980
March $310,000 $9,300 $5,580 Mid-May $9,380 +$4,580

Accelerator Tracker — 2x Above 100%

Every dollar booked above $2.58M earns at 6.76% instead of 3.38%. That is $6,760 per $100k instead of $3,380.

38.1%
$963,000
YTD Bookings
$1,617,000
Remaining to 100%
$180k/mo
Pace Needed (9 months)

Current avg: $241k/month. Tracking above the pace needed. Accelerator is within reach if the pipeline holds.

Idle Cash Alert

You have $12,000 in checking earning nothing. Here is what your copilot recommends:

$2,000
Hold in Checking
April buffer — tight month ahead
$10,000
Move to HYSA
4.5% APY — ~$38/mo vs $0
Revisit May
Brokerage Decision
After $5,580 commission lands

Comp Plan

OTE: $155,000
Split: 50/50 Base/Commission
Annual Quota: $2,580,000
Commission Rate: 3.38%
Accelerator: 2x above 100%
Accelerated Rate: 6.76%
Payment: Monthly, 45 days arrears
Fiscal Year: Jan - Dec
401k: 10% contribution
Net Base: ~$3,800/month
Monthly Burn: $4,800
Rent: $2,100