DEMO ACCOUNT
Alex Chen's Financial Copilot
SaaS Account Executive · Chicago, IL · Last updated March 31, 2026
💡 This copilot helps you grow your money — not track where you spend it. You tell us your monthly nut. We focus on what's left over and where to put it.
LAYER 1 — INCOME, SURPLUS & ACTIONS
Base Net Pay
$3,680
/month after tax + 401k
Next Commission
$3,150
Apr 11 (Jan close, 45d arrears)
Monthly Surplus
$1,920
above your nut — ready to grow
Idle Cash
$6,360
sitting in checking, earning $0
📌 Your monthly nut: ~$4,910 · You set this number · We don't track where it goes
💰 Money Coming In — Next 60 Days
Apr 3 (Fri)
Base Pay +$1,840
Apr 11 (Fri) — Commission
January Closes +$3,150
This is where your surplus lives. Route it.
Apr 17 (Fri)
Base Pay +$1,840
May 1 (Fri)
Base Pay +$1,840
May 16 (Fri) — Commission
February Closes +$2,680
Lighter month. Still surplus.
May 29 (Fri)
Base Pay +$1,840
Total Surplus — Next 60 Days
$4,150
Above your monthly nut. This is money you can put to work.
📈 Commission Forecast
Based on closed pipeline · 45-day arrears · Fiscal year Dec–Nov
Quota Attainment (YTD)
32.4% — On Pace
🚀 Accelerator Tracker
| Tier | Attainment | Rate | Status |
|---|
| Base | 0–100% | 1.0x | Current |
| Accelerator 1 | 100–125% | 1.5x | — |
| Accelerator 2 | 125%+ | 2.0x | — |
At current pace, you'll hit Accelerator 1 in September. Each deal after that pays 1.5x — your surplus jumps.
⚡ What To Do With Your Money
💵
Route April commission when it lands (Apr 11). You'll have ~$1,920 above your nut. Move $1,200 → house fund, $720 → brokerage.AFTER APR 11
⚠️
$6,360 sitting idle in checking. You only need ~$2,000 as a buffer. That's $4,360 earning nothing. Move it.DO NOW
🏠
House fund: 34% to goal. At $1,200/mo + surplus routing, you hit your down payment by mid-2028.TRACK
📈
401k maxes out ~October. Net pay jumps ~$480/mo. Decide now where that goes so it doesn't sit idle.PLAN AHEAD