Session 11: Trinity Financial Model

The Compounding Moat

GeneEcho Unit Economics & Growth Architecture

$300M

Year 5 Projected ARR

1. The Hook (B2B2C)

School & Clinic APIs

We give the population dashboard to school districts (like MNPS) and allergy clinics at cost. This is a zero-CAC acquisition channel. They invite the parents.

Zero

Customer Acquisition Cost (CAC)

2. The Engine (B2C)

Family Finance OS

Parents convert to the paid tier ($20/mo) because the platform literally pays for itself via FSA optimization and Open Enrollment routing.

$240 / yr

Annual Revenue Per Family (ARPU)

3. The Moat (B2B VBC)

Payer Shared Savings

We sign Value-Based Care (VBC) contracts with insurers. When our agent preempts an asthma attack and routes to Telehealth instead of the ER, we take a cut of the savings.

$500+

Revenue per Prevented Acute Event

5-Year Revenue Projection

Year 1$1.5M

Year 2$7.8M

Year 3 (Inflection Point)$31.0M

Year 5 (Network Dominance)$300.0M

B2C Subs ($240M)

B2B Platform ($15M)

VBC Savings ($45M)